=== Nevogate Payment Gateway for WooCommerce ===
Contributors: nevogate
Tags: payment gateway, nevogate, online fizetés, szép kártya, woocommerce
Requires at least: 6.4
Tested up to: 6.9
Requires PHP: 7.4
Stable tag: 1.0.0
License: GPLv3
License URI: http://www.gnu.org/licenses/gpl-3.0.html

Nevogate Payment Gateway is available now for webshops as a WooCommerce module.

== Description ==

Nevogate Payment Gateway system offers multiple payment solutions for webshops, where all the payment methods of the webshop can be managed in one place. The appearance of the user side of our module is simple and clear, the task of the customer is only to choose the most convenient payment method and to provide transaction data on the landing page of the bank / payment service provider reached through the module's secure gateway.

Configuration of the module is very simple, anyone can easily use the interface. Administrators can find payment method settings and general settings by clicking on WooCommerce / Settings / Payments and then on the name of the relevant payment method or the module.

At general settings of the module administrators can set up or modify the name of the webshop in the Nevogate Payment Gateway system ("Store name") and the API key ("API key") that is required for the authentication. If administrators want to shift the module to test or live operation, they can do it by switching "Test mode" ("Yes" or "No"). In the list of available banks or payment service providers ("Available providers") administrators can see all of our partners whose solutions can be implemented into your webshop by our module.

Every payment method of the merchant's Nevogate Payment Gateway account can be configured in the module separately. An administrator can set up each payment methods to test or live status and provide the names appeared on the page of the payment method ("Display name"). If the payment method supports both immediate and delayed payments "two steps payments" this option ("Authorisation") can be configured in the module ("Immediate" or "Later"). In the case of setting two steps payment method, you will always need to provide "Encrypt public key".

Nevogate Payment Gateway module can solve rapid exchange of information between the webshop and the banks/payment service providers, so the administrator can see the system messages related to a transaction of a specific order in real time (in "Order Notes" panel) and the status of the payment of each order. The status of orders (transactions) can be:


* started ("Pending payment"),
* in progress ("Processing"),
* on hold ("On hold"),
* finished/authorised ("Completed"),
* cancelled ("Cancelled"),
* refunded ("Refunded") and
* Failed ("Failed").

Approval of two steps payment transactions can be set by switching the status of the payment to "Completed" or "Cancelled".

= The steps required to use our services are as follows =

1\. Contracting with us:
The online contracting process can be initiated by clicking on the following link and choosing the suitable package: <a href="https://www.nevogate.com/arak?moduleType=woocommerce" target="_blank">Tariff packages and contracting</a>

The language of contract and communication is Hungarian.

2\. Contracting with the selected payment service provider(s) for online card acceptance:
Our company is a payment technology platform (not a bank or a payment service provider), therefore to use our solution, you need to have an active contract with at least one PSP available on our system.

The list of payment service providers available in our system can be found under the following link: <a href="https://www.nevogate.com/partnereink" target="_blank">Our partners</a>

3\. Connecting to Nevogate Payment Gateway:
Your IT personnel can examine the integration opportunities even before signing the contract with us. The module is free to use in the test environment. Using the production environment requires an active contract with us and the <a href="https://www.paymentgateway.hu/fejlesztoknek/egyeb/elesitesi-kovetelmenyek" target="_blank">requirements</a> must be met.

Should you need any further information, please do not hesitate to contact us through the [it@paymentgateway.hu](mailto:it@paymentgateway.hu) email address.

== Installation ==

= Automatic installation =
1. Log in WordPress Admin site.
2. Choose "Plugins > Add New Plugin" option from menu on the left side of the page.
3. To "Search Plugins..." box please write "Nevogate Payment Gateway for WooCommerce" and press Enter.
4. There you will find "Nevogate Payment Gateway for WooCommerce" plugin. Click on "Install Now" for installation.

= Manual installation =
1. Load Nevogate Payment Gateway plugin in zip format.
2. Log in WordPress Admin site.
3. Choose "Plugins > Add New" option from menu on the left side.
4. Click on "Upload Plugin" and choose Nevogate Payment Gateway plugin zip file.
5. Then click on "OK" button and press "Install Now".

= Note =
* After successful installation please activate the plugin by pressing "Activate Plugin" button.
* Please select "WooCommerce > Settings" option from menu on the left side and click on "Payments" tab.
* You can configure plugin at "Nevogate Payment Gateway" option.

== Frequently Asked Questions ==

= What are the advantages of choosing Payment Gateway solution? =
Payment Gateway provides technical solution to webshops for connecting to more banks / payment service providers easily, so you do not need to integrate any or all of them each, performing very complex developments. This way the webshop's operator can save time and money. Later it is very easy to connect more new banks /payment service providers or change any of them.

= Is it enough to make an agreement with Nevogate or do I need to do it with the banks / payment service providers as well? =
You need to sign an agreement both with the chosen banks / payment service providers and with Nevogate. Agreement with the banks / psp-s is completely independent from us. Then you will need to pay their fees and Nevogate fees as well.

= Can you help us to contact banks? =
Of course, we can provide contact details to any of them.

= Do we need to pay only Nevogate monthly fees for the transactions or chosen banks will debit us with any other fees too? =
For transactions you will have to pay both to us and to the banks / payment service providers. Bank commissions are usually between 1,2-1,8%, but there are no general rules, they offer special prices to each merchants.

= Is it possible to change monthly fee package later any time? =
Yes, at the end of any settlement periods.

== External services ==
This plugin connects to the Nevogate Payment Gateway API to process online payments. This is an external service provided by Nevogate Payment Services Kft.

It sends order details (amount, currency, order ID), customer information (name, email, billing address), and redirect URLs to the Nevogate API every time a customer initiates a payment transaction. This data is necessary to process the payment and communicate with the selected bank or payment provider.

No sensitive credit card data is handled or stored by this plugin; it is processed securely on the payment provider's landing page.

Service provider: Nevogate Payment Services Kft.
Terms of Use: https://www.nevogate.com/aszf
Privacy Policy: https://www.nevogate.com/adatvedelem

The API endpoint URL in case of "Test mode" set to "Yes" in the plugin's settings:
https://system-test.paymentgateway.hu

The API endpoint URL in case of "Test mode" set to "No" in the plugin's settings:
https://system.paymentgateway.hu

== Screenshots ==

1. Appearance of online payment methods available for the customers in the webshop. You can choose.
2. Possibilities of Nevogate Payment Gateway WordPress module configuration.
3. Example of the possible configurations of a particular payment method (OTP credit card payment - two participants)
4. Order details: changing of order status and order notes box.

== Changelog ==

= 1.0.0 =
- Initial release
