=== Ghostonix Connector for FIB Payments ===
Contributors: ghostonix, freemius
Tags: fib, woocommerce, checkout, payments, payment-gateway
Requires at least: 6.5
Tested up to: 7.0
Requires PHP: 7.4
Stable tag: 1.0.10
Requires Plugins: woocommerce
License: GPLv2 or later
License URI: https://www.gnu.org/licenses/gpl-2.0.html

Accept FIB payments in WooCommerce using your own FIB merchant credentials.

== Description ==

Ghostonix Connector for FIB Payments helps WooCommerce store owners accept payments through FIB.

This plugin is built for WooCommerce stores using IQD as the store currency. It creates FIB payment requests, shows customers the FIB payment options returned by FIB, and verifies payment status through FIB.

Ghostonix is the independent developer of this plugin. Ghostonix is not a bank, payment processor, payment institution, or payment gateway provider. Ghostonix is not affiliated with, endorsed by, sponsored by, or officially connected to FIB, directly or indirectly. Store owners must use their own FIB merchant credentials.

All payment processing is handled by FIB. Ghostonix does not process, hold, transmit, or settle customer funds.

= Key Features =

* WooCommerce payment option for FIB payments.
* Test and live FIB credential fields.
* FIB payment creation.
* QR code and manual readable-code fallback when returned by FIB.
* Required callback token for FIB payment callbacks.
* Payment status polling.
* Basic WooCommerce debug logging.
* IQD WooCommerce store support.

= Third-Party Service Disclosure =

This plugin connects to FIB payment services to create payments, verify payment status, and cancel pending payments when requested.

Service provider: First Iraqi Bank (FIB)
Service website: https://fib.iq/
Service documentation: https://fib.iq/integrations/web-payments/
FIB privacy and security information: https://fib.iq/privacy-and-security/
FIB merchant/API terms: Provided directly by FIB to approved merchants.

Data sent to FIB may include payment amount, currency, order description, callback URL, redirect URL, and merchant credentials supplied by the store owner. Customers complete payment through FIB systems. Store owners are responsible for complying with FIB requirements and all laws that apply to their business.

= Ghostonix Plugin Usage Notice =

Ghostonix plugins are built to help WordPress/WooCommerce site owners save time, reduce technical friction, and avoid unnecessary custom development. Before installing, updating, or activating any Ghostonix plugin on a live website, users are responsible for testing it on a staging or development environment.

Because WordPress sites can vary based on themes, plugins, hosting environments, custom code, outdated software, and third-party configurations, Ghostonix does not guarantee conflict-free operation on every website. Ghostonix is not responsible for issues caused by broken code, misconfigured websites, unsupported third-party plugins/themes, server limitations, or conflicts outside Ghostonix's control.

By installing, activating, or using any Ghostonix plugin, the user agrees to Ghostonix's Terms of Use, Privacy Policy, Refund Policy, and any other applicable policies published on our official website.

== Installation ==

1. Install and activate WooCommerce.
2. Upload and activate this plugin.
3. Go to WooCommerce > Settings > Payments.
4. Enable Ghostonix Connector for FIB Payments.
5. Add your FIB API base URLs and merchant credentials.
6. Confirm the callback token is present in the plugin settings.
7. Test on staging before using it on a live store.

== Frequently Asked Questions ==

= Is this an official FIB plugin? =

No. This is an independent plugin developed by Ghostonix. It is not affiliated with, endorsed by, sponsored by, or officially connected to FIB, directly or indirectly.

= Is Ghostonix a payment processor or gateway provider? =

No. Ghostonix is only the independent developer of this WooCommerce connector. All payment processing is handled by FIB.

= Do I need FIB merchant credentials? =

Yes. You must obtain your own FIB merchant credentials from FIB.

= What store currency does this plugin support? =

This plugin supports WooCommerce stores using IQD as the store currency.

= What does the Pro version provide? =

The Free version is for WooCommerce stores using IQD only. If your WooCommerce store currency is non-IQD, such as USD, EUR, or another currency, you need the Pro version for that function. In the Pro version, you can set your own currency exchange rate.

= Does this plugin store card data? =

No. Customers complete payment through FIB systems. This plugin does not collect or store card data.
